FTP is really insecure. It sends your password over unecrypted. Any packet sniffer coud get all the info needed to gain access to your hosting account. I like to use WinSCP for it's Secure File Transfer Protocol (SFTP), but some hosts don't support it. If I cannot use it and I have to use FTP, I tend to go with FileZilla because it's open source and has an FTP server to go with it. My brother and I used to run our own servers to share files with each other...it was kind of stupid, but we were dumb.
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